Lutheran Church Extension Fund (LCEF) - upper midwest districts serves Lutheran Church—Missouri Synod (LCMS) organizations and members in Iowa, Minnesota, North Dakota, and Wisconsin. LCEF is a unique ministry-through-investment organization that offers LCMS members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.


Traditional or Roth IRA? LCEF Offers Both!

Unsure about whether to open a traditional or a Roth IRA? There are many points to consider. Whichever you choose, Lutheran Church Extension Fund (LCEF) offers both.  By investing with LCEF, your retirement funds earn a steady, competitive rate while benefiting The Lutheran Church—Missouri Synod (LCMS) ministries. Making funds available now and for the future is our mission. Contact us today at 800-843-5233, and we will provide you with information to help you decide which best suits your needs.