Lutheran Church Extension Fund (LCEF) - upper midwest districts serves Lutheran Church—Missouri Synod (LCMS) organizations and members in Iowa, Minnesota, North Dakota, and Wisconsin. LCEF is a unique ministry-through-investment organization that offers LCMS members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.


Celebrate your graduate!


Give the gift that builds for your graduate's future while empowering ministries: an LCEF investment.

Saying congratulations with an investment provides a great example of your commitment to helping ministries today, while growing a gift for your graduate’s life in Christ.

While invested, the funds help fund loans and support resources for LCMS churches, schools and ministries.