Lutheran Church Extension Fund (LCEF) - upper midwest districts serves Lutheran Church—Missouri Synod (LCMS) organizations and members in Iowa, Minnesota, North Dakota, and Wisconsin. LCEF is a unique ministry-through-investment organization that offers LCMS members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.


Own Your Own Home with LCEF

Our experience with LCEF’s housing loan was fantastic,” said Rev. Scott Fiege serving Bethany Lutheran Church in Minn. “My realtor here in Lake City was just thrilled about how LCEF worked with me in our situation.” Satisfied customers Scott and his wife, Karen, were able to focus on their ministry while Lutheran Church Extension Fund made their transition to home ownership a reality a few years ago. LCEF supports LCMS rostered church workers with not only residential loans like the Fiege’s but also education, home equity and debt consolidation loans. Contact the national LCEF office in St. Louis for details or visit