Lutheran Church Extension Fund (LCEF) is a unique ministry-through-investment organization that offers Lutheran Church—Missouri Synod members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.

LCEF - Central Region serves Lutheran Church—Missouri Synod organizations and members in Iowa, Minnesota, Missouri, Nebraska, North Dakota, South Dakota and Wisconsin. Learn more about LCEF at


Bartsch Awarded Scholarship in Wisconsin!

Congratulations Rachel Bartsch, the third of four 2015 North Wisconsin District (NWD) Lutheran Church Extension Fund (LCEF) $1,000 Scholarship award winners. Rachel is a member of St. John’s Lutheran Church, Cameron, Wisc., graduated from Cameron High School this spring and plans to attend Concordia University Wisconsin in Mequon in the fall.

In his letter of recommendation for Rachel, St. John's Rev. Tylan Dalrymple wrote, “Any investment in Rachel will be paid back double. You will not find a more worthy recipient…. "

Cameron H.S. English Teacher Sheri Hagen-Salm had this to say:

“For the past three years, I have had the privilege of being Rachel's English teacher and forensics coach. Rachel is kind, articulate, highly intelligent, and has strong family values.

…Before the school district knew the results of Rachel's ACT (33), we mistook her for just a really good kid and a really good student. We might have suspected that her brain was something special had she not been so modest, unassuming, and respectful....

Rachel is bright, intelligent, brilliant, smart, scholarly, knowledgeable ... and any other synonym for "smart" that you can think of. She grasps difficult concepts quickly, she thinks deeply, and she explains wisely. When we read essays on the projector in my Composition class, this avid reader is able to analyze an author's choices and define vocabulary words like few high school students I've encountered. Rachel challenges herself intellectually every chance she gets-whether that is through National Honor Society, forensics, or by taking advantage of unique opportunities available to her through 4-H, church, or the community. She has earned leadership positions in all of these. 

This gem of a young lady also believes in giving back. She has a huge heart and the drive and organizational skills to really make a difference. She planned a book drive for the elementary school, participated in food drives for the Barron County Food Pantry, and participated in Feed My Starving Children….”

LCEF is blessed to have the funds available to support our youth as they pursue post-secondary education. It is our prayer that they are equipped to become strong, Christian leaders as adults."

In her scholarship application, Rachel wrote the following:

“My faith definitely makes me unique in my high school — sometimes I stick out like a sore thumb as one of the few young churchgoers in a mostly unchurched county. To top it off: I am an LCMS Lutheran, one of the smaller sects of Lutheranism, which itself is just a tiny part of Christianity as a whole....

LCEF’s mission is simple—to support the Church. And yet, the work of LCEF is anything but simple. A short perusal of the LCEF upper Midwest district’s newsfeed revealed how LCEF has recently been active in my own area. The Laborers for Christ program along with the investment and loan programs at LCEF have allowed one Iowa church to expand its school, allowing for the addition of more bus routes outside the immediate area.This brought in more kids and changed their lives by allowing them a top-notch Lutheran education and setting them up for success later on.  [See story here.] That said, it’s not just the big projects that make a difference—LCEF also sponsored a new scoreboard during a gym remodel at a Minnesotan school. Though a small piece of the overall renovation, I can imagine how this contribution must have boosted the school’s morale.

Additionally, I find it inspiring that the LCEF Young Investors program is working to create a generation of children that appreciates money, saves for the future, and knows how to give freely and honestly."

In his letter of recommendation for Rachel, Dalrymple wrote:

“[Rachel's] willingness to learn and lead is a breath of fresh air for all of us who know her. Rachel maintains a regular job, actively leads various clubs at school, and volunteers with community organizations that keep our streets clean and give the homeless a place to stay warm and dry. Rachel participates in many of our church's activities for both youth and adults. We are a church that has many aging members and Rachel has voluntarily helped out with church maintenance, food preparation, and ushering duties. Most noticeable is the genuine care and respect she has for the older folks in our congregation. Rachel is a caring person who is ready to be led by the Word. She is willing to share meaningful conversation with the elderly and provide a model for those who are younger.”

There will be one final 2015 NWD District LCEF scholarship winner announced yet this spring. There were a total of twelve $1,000 scholarships awarded to Lutheran Church – Missouri Synod (LCMS) students in Iowa, Minnesota, North Dakota and Wisconsin. Subscribe to LCEF’s upper Midwest districts’ newsfeed or follow our Facebook page for future announcements.

Learn how to support LCMS ministries through LCEF loans, investments and support by calling 800-843-5233 or visiting