Lutheran Church Extension Fund (LCEF) is a unique ministry-through-investment organization that offers Lutheran Church—Missouri Synod members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.

LCEF - Central Region serves Lutheran Church—Missouri Synod organizations and members in Iowa, Minnesota, Missouri, Nebraska, North Dakota, South Dakota and Wisconsin. Learn more about LCEF at


Lutheran Education Growing in Uruguay

LCEF loan closing Uruguay 2019.jpg

This past July, Lutheran Church Extension Fund President and CEO, Rev. Bart Day was in Montevideo, Uruguay, securing a loan with the Concordia Education Foundation and the Lutheran Church of Uruguay.

This partnership will see the expansion of a high school program and the launch of a Lutheran university. We pray the Lord will richly bless this project for decades to come as Lutheran education continues to grow and expand.

Pictured (from left to right): Nicolas Castellano, Attorney; Juan María Airoldi Algorta, Notary Public; Bart Day, President and CEO, LCEF; Mauro Roll, FEC (Concordia Education Foundation); Edgardo Mastrantono, President San Pablo Lutheran Church of Uruguay.

Preventing Ice Dams and Icicles



Ice dams are ridges of ice and icicles caused by melt water from further up the roof re-freezing lower on the roof. The “dam” created by the ridge of ice along the eaves can trap further melt water and result in significant leakage under and through the roofing, the roof structure, or the ceiling and walls below. Large icicles along the eaves can become a danger to people below if they fall.


The fundamental cause of ice dams is a result of part of the roof becomes warm enough to melt snow that is lying on the roof, the snow will melt and water will run down a sloped roof. If the water encounters a cold surface, the water turns to ice. Ice dams result from a difference in temperature on the roof surface where the upper part of the roof is warmer than the lower.

Common Causes

• Warm air entering space below roof membrane, causing warming and melting of snow. Air leakage through ceiling plane increases the temperature of an attic space or the underside of the roof membrane.

• Poor or insufficient insulation.

• Heat sources in attic.

• Poor ventilation.


Air leakage—attic hatch, space conditioning ducts, plumbing stacks and penetrations, chimneys, electrical penetrations, light fixtures, recessed lights and perimeter walls are potential leak sources.

▪ Sealant/caulking can be used to fill small openings and gaps.

▪ Expanding polyurethane or acrylic foam should be used around openings no more than one inch in size.

▪ For large openings, drywall with taped joints should be used.

Insulation—the more insulation provided on the interior, the more unlikely enough snow will collect to cause melting. Depth of insulation depends on the climate, however it is recommended a minimum or R30 be provided below ventilated attic roof membranes, R35 below ventilated cathedral ceilings, and R40 below unventilated cathedral ceilings. These recommendations should be increased for very cold climates. (DOE Zone 6 or higher).

Heat sources in attic—air leakage from ducts placed in the attic can also act as a significant heat and moisture source, and cause both condensation and snow melting. If sources are already there, adding a significant amount of insulation and an airtight blanket around them will reduce the source of heat being introduced into the attic.

Ventilation—keeping the underside of the roof sheathing close to the exterior temperature is the best solution. This is achieved with good ventilation and good insulation acting together.

Waterproofing membrane—a self-sealing waterproofing membrane should be installed on the roof high enough to resist six to eight inches of water above the edge of the wall insulation.

LCEF’s Architectural Advisory Committee provides site and facility analyses and can assist with energy efficient projects. Visit or contact your local LCEF district vice president.

Can People Find My Church?


What kind of an image does your church facility present to the community? The visual presence can impact how the church is viewed by the community. Is it clean and tidy, or do the grounds and buildings look tired?

Well-maintained grounds and buildings can be an invitation and clue to the quality of the experience inside. Here are some ideas that you may consider to raise awareness of your church.


Light the important features of your facility. The front façade, steeple or ground sign when lit and attached to a timer are effective tools to draw attention to your facilities.


Beyond the obvious trimmed landscape, consider a colorful flower garden around your yard sign or sidewalk edging. Identify an ideal spot for color and empower a “green-thumbed” member of the congregation to work wonders with a minimum of investment. In general, well-chosen plant materials continue to be the most cost effective way to enhance your facilities.

An example of a feather-shaped sign.

An example of a feather-shaped sign.

Signs, Banners, Flags

Signs are often under-scaled. If you can’t read the sign when passing in a car at 30 mph, your sign is too small to be effective.

Some of the best signs have a component of movement. Consider an American flagpole or feather-shaped advertising sign to draw attention to your facilities.

Take a long look at your facilities and see if some of these ideas have merit.

Visit or call 800-843-5233 to find an Architectural Advisory Committee member near you or contact your local district vice president.

Loving Boldly: 2017 LCEF Fall Leadership Conference

LCEF President and CEO Rev. Bart Day speaks at the 2017 Fall Leadership Conference.

LCEF President and CEO Rev. Bart Day speaks at the 2017 Fall Leadership Conference.

Well into its third decade, the Lutheran Church Extension Fund (LCEF) 2017 Fall Leadership Conference continued its tradition of presenting the Gospel-inspired results and benefits of church extension work. This year’s conference was held in New Orleans on Nov. 17-19.

Organized around their annual corporate meeting, the conference serves as an opportunity to acknowledge and applaud all that God has done through LCEF’s partnerships with The Lutheran Church—Missouri Synod (LCMS).

Every year the conference follows a theme. This year’s theme was “Love Boldly.”

In his opening remarks, LCEF Senior Vice President – Ministry Support and conference emcee Max Biesenthal noted the noble nature of “loving boldly.” In practice, he said, “we tend to love the things we like,” such as ice cream, naps, our children, sunsets and books. Instead, loving boldly challenges us to love the unlovable just as Christ has shown us.

One ministry loving boldly was Redeeming Life Maternity Home. This home for unwed mothers in Sanford, Fla., offers a safe haven for women who may not know a pro-life Christian option is available to them. Pastor Ed and Sheryl DeWitt started the ministry when their unmarried daughter learned she was pregnant and knew that abortion was not an option. Their daughter shared her situation with the congregation and asked for their support—and it was given in abundance. LCEF gave Redeeming Life the 2017 Fred E. Lietz Mission Project Award.

“I loved hearing the stories of the awardees,” Rev. Jeffery David Nickel of Holy Cross Lutheran Church, Clarence, N.Y. said. “It’s encouraging to hear how God is working around us, often in small, nearly invisible ways,” through His people and investors. “It’s a testament that LCEF support makes a difference in the Church.”

For his tireless and charitable work at his congregation and in the community, Rev. Dennis Bartels received the Lietz Individual Ministry Award. Bartels is a 35-year veteran of Holy Cross in North Miami and LCEF advocate.

Florida-Georgia District President Greg Walton said the following about Bartels’ generosity: “Their school feeds 400 students both breakfast and lunch. And when Irma went through Miami and the school lost power, instead of losing all the food in their refrigerators they grilled it and gave it away.”

The awards are named in honor of Fred E. Lietz, an early church extension pioneer and LCEF’s first president.

Photo courtesy of Lee Rohlf. From left to right: Dave Dravecky; Herman Cain; Rev. Bart Day; Rev. Dr. John Nunes; Rev. Dr. Matthew C. Harrison.

Photo courtesy of Lee Rohlf. From left to right: Dave Dravecky; Herman Cain; Rev. Bart Day; Rev. Dr. John Nunes; Rev. Dr. Matthew C. Harrison.

Joy and loving boldly
Noteworthy speakers like radio talk show host and former Republican presidential candidate Herman Cain and former San Francisco Giants baseball player Dave Dravecky advanced the 2017 conference theme in their one-of-a-kind ways.

Dravecky shared the story of losing his pitching arm to cancer and how the bold love of friends helped him navigate that dark period of his life. Cain spoke about the idea that “you cannot love boldly unless you are happy.” He then explained how to achieve that happiness: have something to do; have someone to love (starting with Jesus); and have something to hope for.
Cain’s point about happiness wasn’t lost on LCMS President Rev. Dr. Matthew C. Harrison who spoke Saturday morning. Harrison said, “If we cease caring for the least, the lost, the last, the disaster victim, the divorced, the struggling, the broken, we lose the soul of the Church. Bold love requires us to be joyful—joyfully Lutheran.”

Other speakers included LCEF President and CEO Rev. Bart Day; Executive Director of the Lutheran Center for Religious Liberty Greg Seltz; and Concordia College New York President Rev. Dr. John Nunes.

“Dr. Nunes’ presentation had the biggest impact on me,” said Rev. Jason Shaw of Saint Paul Lutheran Church, Jackson, Mo. “I loved his personal testimony. He removed fears that I have about changing trends in our culture and gave me hope that the best of the LCMS will survive and prayerfully thrive.”

Photo courtesy of Lee Rohlf. Fall Leadership Conference attendees fill care packages for inmates at Louisiana State Penitentiary in Angola during the Servant Event.

Photo courtesy of Lee Rohlf. Fall Leadership Conference attendees fill care packages for inmates at Louisiana State Penitentiary in Angola during the Servant Event.

The Servant Event, hosted just hours before the conference officially starts on Friday, is the highlight of the weekend for many attendees. This event invites people to participate in a benevolence project. This year, care packages were filled for inmates at Louisiana State Penitentiary in Angola.

LCMS Northern Illinois District President Dan Gilbert, who attended the Servant Event with his wife, said, “The very positive atmosphere and the encouragement to continue faithfully in the Lord’s mission makes this one of the best LCMS events I attend, year after year.”
Saturday afternoon was dedicated to LCEF’s annual meeting, which serves as an official review of the fund and current organization objectives. LCEF Board of Directors (BOD), officers, members-at-large, former staff, district vice presidents and district voting delegates attended this two-hour gathering.

Photo courtesy of Lee Rohlf. LCEF staff members pray after filling the truck with the care packages assembled during the Servant Event.

Photo courtesy of Lee Rohlf. LCEF staff members pray after filling the truck with the care packages assembled during the Servant Event.

George Cook, international consulting director with Graystone Consulting, shared an overview of the economy, as well as an investment market presentation. LCEF President and CEO Rev. Bart Day reported on LCEF’s 2017 fiscal year performance metrics; announcement of earnings distribution to the Synod and partner districts; and core initiatives for 2018 fiscal year. 

To fill a vacant BOD seat in the West Region, members voted and elected Dale Wagner. Wagner is a retired  finance executive and sat on the LCEF Rocky Mountain District Loan Committee. To fill a vacancy in the East Central Region, members voted and elected Don Scifres. Scifres is President of SmartFile in Indianapolis and serves on the LCMS Indiana District Board of Directors. Incumbents Michael Kzirian and Mark Pieper, both up for re-election, kept their BOD seats. Additionally, a vacancy in an At-Large position was filled with the election of David Worthington by the LCMS Board of Directors at their November 2017 meeting.

Ending on a strong note
There was a general feeling that the love boldly theme energized the attendees and all the presenters connected back to it. This truth could be seen on display during Sunday’s Divine Service. 

Rev. Dr. Ulmer Marshall, first vice president of the Southern District, preached on 1 Corinthians 13:13, the conference verse. He said, “When we are dire and in despair we need to have hope, unconditional love. We need to keep reminding those who are hurting of this truth, through words and deeds, God is love.” 

He left the audience with this thought-provoking question: “Does the world know how much we love?” 

LCEF, a non-profit organization, has served as the financial extension of the LCMS since 1978, offering funding and resources to congregations, schools and Rostered Church Workers through investment support of LCMS members.

The mission of LCEF is to support the Church in fulfilling its mission of sharing the Gospel of Jesus Christ by being a Christ-centered servant partner of the LCMS, ensuring that funds and services are available now and in the future.